The Minneapolis Tribune had an interesting story about a truck that got caught in a ditch. Apparently, the passenger got out and was run over as he pushed the truck out. The driver was charged with drunk driving.
As it happened in Minnesota there would be at least two sources of coverage to look to:
-As with any accident involving a motor vehicle, you will always have No Fault coverage to pay the basic needed medical , wage loss and replacement service benefits. Even though the vehicle was in the ditch the injuries were caused by the use of a motor vehicle. However, the pain and suffering part of the claim will be covered through the liability part of the policy.
– If a family member is negligent (at fault) and due to that negligence a relative is injured, there is a claim after a motor vehicle accident. It’s no different than if you never knew the person who caused the accident.
– It will be interesting if the insurance company tries to use the drinking as a way to escape liability. It will be important to differentiate when the injury happened and why. But, clearly, a drunk driver shouldn’t have less fault.
Just one of those odd questions that sometimes need to be answered. If you are in an accident that involves a vehicle you should take the time to talk to a lawyer that does this type of work.
