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Never been much of a fan of Fox News "reporting", but I found it to reach a new low as it word for word reprinted an article about fraud from CarInsurance. Com. Looks lazy and not much like anything resembling reporting. The article is the insurance company's song and dance about fraud.

The Title : Is a car accident a lotto ticket?


The story then goes into how people can see a car collision as a way out of an economic mess. So they stop working, run up a bunch of medical bills, and change the things they do so that they may get money? I'm sure it could happen, but it seems like working, not having the bills , and continuing to enjoy your life would be easier.

The story quotes a psychiatrist who has examined more than 10,000 workers' compensation and personal injury claims for insurers. A guy who makes money by cutting claims off for insurance companies is your best sources for fair and balanced reporting?

They go after no fault, something that I've covered before. A system that takes care of medical bills and wage loss in a cost efficient manner works very well.

Finally, they have a statement of interest:

Every one of Florida's insured drivers pays about $58 a year to line scammers' pockets

I would really like to know where that comes from.

– There are 14 million licensed Florida drivers. Every year the Florida DMV issues 800,000 plus new drivers licenses.

– In Florida, there is a one-in-four chance that a driver doesn't have insurance, the insurance industry says.

– So at $58 a year that would mean $60,900,000 in fraud.

– Floridians pay $1,476 a year, on average, for automobile insurance, estimates.

– It looks to me like the uninsured have a much bigger impact and that the numbers really don't add up for that much fraud.

That would be a bad business to be in. These numbers just don't add up, which would make you wonder why this would be reported as news. Maybe the numbers they get from the Insurance Federation are faulty? Maybe they can help their big business advertisers with fear mongering?

The reality is that any fraud is bad., but the use of bad statistics and bad reporting should never be used to combat it.


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Of Interest