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Who would have thought it? We have No Fault coverage. We have no caps on our verdicts. We have dangerous rural roads and our share of city traffic. I have heard in the past from the Insurance Federation about the need for change. But, the facts again don't bear them out.

Here are the results from the State Lawsuit Climates:

Makes you wonder how they are going to deal with this? Minnesota: just another great example of a working system.

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